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Practical and constructive Help...
When you’re out of your depth
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Quality, professional and reliable debt management.
When you are up to your eyes in debt, the last thing you need is to be judged.

As an experienced debt management company, the advisors at Whitewater Debt Management are selected for their empathy and understanding. They know how overwhelming it can be when you're feeling hopeless and don’t know how you will ever repay your debt.
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All our clients are ordinary people who, for one reason or another, have ended up in debt. Every case is individual, so you can be confident of a personal service with the backing of a reliable and friendly organisation. Based in Essex, Whitewater's Managing Director, John Ali, has been in debt management since 1997 and has a successful history of helping thousands of people to clear their debt problems through debt management plans.

"I had previously experienced what a creditor can do to you if you don't maintain their payments,” says John. "In those days you were left to fend for yourself, but now I have an opportunity to ensure that this won't happen to anyone who instructs me to help them."

John has seen individual debt level increase by up to five times from when he started as a debt advisor and the creditors are much more aggressive.

We have found that debt has no social boundaries – it can affect everyone including those with a high income, home owners as well as people who are on benefits and in rented accommodation. When everything else feels out of control you need honest straightforward help; that's what Whitewater Debt Management can be for you.

Don't let it go on another day. Contact Whitewater Debt Management and get your finances back into calmer waters. Call for a free and friendly consultation on 0845 021 0217.
 
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Real Life Examples!

  • Mrs Seseri of London has a loan with a balance of £9,643.28 and it was noted by the loan company “we write to confirm that we are prepared to accept £21.90 per month”

  • Mr Kawsar of Cambridge has a Barclaycard with a balance of £6,976.88. We offered to repay this at £8.32 per month and they stated “that the offer is acceptable….we’ll suspend interest charges whilst we’re receiving regular payments”

  • Mr Smith of Luton had a Lloyds TSB credit card with a balance of £2,203.08 and within 18 months of instruction with WhiteWater Management we managed the following result “we confirm receipt of the partial payment of £328.00 which is accepted in full and final settlement of the above account”

  • Ms Aldridge of London has a credit card with a balance of £2,393.13 and their solicitors took the client to court to claim the outstanding balance. Our legal team managed the following result from the court “To the defendant, you have made an offer of payment which the claimant has accepted….You must pay the claimant by instalments of £2.77 per month.”

  • Miss Jackson of Essex owes £1,914.65 on her Capital One credit card and they agreed “The first payment of £9.06 should be made by 20th November and then by 20th of each month for the next 12 months. Interest and default sums will no longer be added to the account as long as the payment plan is kept.”

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