Real Life Examples!

• Mrs Seseri of London has a loan with a balance of £9,643.28 and it was noted by the loan company “we write to confirm that we are prepared to accept £21.90 per month”

• Mr Kawsar of Cambridge has a Barclaycard with a balance of £6,976.88. We offered to repay this at £8.32 per month and they stated “that the offer is acceptable….we’ll suspend interest charges whilst we’re receiving regular payments”

• Mr Smith of Luton had a Lloyds TSB credit card with a balance of £2,203.08 and within 18 months of instruction with WhiteWater Management we managed the following result “we confirm receipt of the partial payment of £328.00 which is accepted in full and final settlement of the above account”

• Ms Aldridge of London has a credit card with a balance of £2,393.13 and their solicitors took the client to court to claim the outstanding balance. Our legal team managed the following result from the court “To the defendant, you have made an offer of payment which the claimant has accepted….You must pay the claimant by instalments of £2.77 per month.”

• Miss Jackson of Essex owes £1,914.65 on her Capital One credit card and they agreed “The first payment of £9.06 should be made by 20th November and then by 20th of each month for the next 12 months. Interest and default sums will no longer be added to the account as long as the payment plan is kept.”